Terms and Conditions.

Effective Date: 20/7/23

1. Introduction

Welcome to withwise.com. These Terms and Conditions (“Terms”) govern your use of our website www.withwise.com (the “Website”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using our Website.

2. Intellectual Property Rights

We use cookies and similar technologies for various purposes, including but not limited to:

a. Ownership:

The content and materials on our Website, including but not limited to text, graphics, images, logos, trademarks, videos, and software, are the property of Wise or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use, modify, reproduce, distribute, or create derivative works based on our content without our explicit written consent.

b. User-Generated Content:

By submitting or posting any content on our Website, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and worldwide licence to use, display, and distribute such content for any purpose related to our Website’s operation.

3. User Responsibilities

a. Eligibility:

You must be at least 18 years old to use our Website. If you are under 18, you may only use our Website with parental or legal guardian consent.

b. Prohibited Activities:

When using our Website, you agree not to engage in any of the following activities:

  • Violating any applicable laws or regulations.
  • Uploading or transmitting harmful, offensive, defamatory, or obscene content.
  • Attempting to gain unauthorised access to our Website or user accounts.
  • Interfering with or disrupting the security or functionality of our Website.
  • Engaging in any activity that could harm our reputation or the integrity of our Website.

4. Limitation of Liability

a. No Warranties:

We provide our Website on an “as-is” basis without any warranties or representations, expressed or implied. We do not guarantee that our Website will be error-free, secure, or continuously available.

b. Indemnification:

You agree to indemnify and hold harmless Wise, its affiliates, officers, directors, employees, and agents from any claims, damages, liabilities, costs, or expenses arising out of your use of our Website or any violation of these Terms.

c. Limitation of Liability:

To the extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of our Website or any content, products, or services obtained through it.

5. Third-Party Links

Our Website may contain links to third-party websites or resources. We do not endorse or assume responsibility for the content or practices of these third-party sites. Your interactions with third parties are subject to their respective terms and policies.

6. Changes to the Terms

We reserve the right to update these Terms from time to time. Any modifications will be posted on this page with the revised “Effective Date.” Your continued use of the Website after such changes signifies your acceptance of the revised Terms.

7. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

8. Contact Us

If you have any questions, concerns, or requests regarding these Terms or our Website, please contact us at [email protected].